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Purpose of the role:To operate as the Commercial Lines Leader for Finland across all relevant product lines (P&C + A&H Corporate). Role owner to be responsible for Finland Commercial Lines Strategy and Annual Plan definition, Plan delivery, UW Capability and Standards.
Key responsibilities:
P&L ownership
Manage top and bottom line and track ratios (cost, admin)
Identify and execute on new business opportunities in alignment with the distribution function and regional leadership where appropriate and drive business growth
Ensure appropriate pricing and rate to deliver bottom line plan
Define and tracks performance metrics for each line and each individual as well as for the entire Commercial Lines Finland business (submissions, hit ratios, renewal, retention)
- Oversee progress towards financial objectives and ensure appropriate corrective actions are taken when required to achieve targets. Present plans, progress, and results to executive management on regular basis.
To drive and execute business strategies, including appetite articulation, portfolio management (driving improved mix of business), “packaging” multiple lines, & industry specialization
Ensure a culture of discipline and profit; lead a process of constant improvement
New Product Development: ensure that the Chubb’s product offerings are responsive to Client / Broker expectations and consistent with Chubb’s underwriting philosophy. Collaborate with regional UW management. With line manager and S&D, lead the launch of new lines of business and new products / wording
Market Engagement
Ensure a clear and differentiated Chubb proposition exists for all business lines
Embed the segment strategy (MA, MM, SME) into own business plans into a true competitive advantage and manage double reporting lines (where appropriate) in a smooth and productive manner
Collaborate with S&D and segment leaders in external meetings to ensure that the UW appetite is clearly articulated and understood by brokers and clients.
Create and open cross-selling opportunities across lines
Contribute and drive implementation of projects to improve efficiency
Leadership
Leverage market knowledge to develop 2-ways trustful relationship with COG to ensure a shared understanding of local market conditions and local strategic context (client/broker) to deliver against customer needs
Coordinate, troubleshoot and escalate, both internally and externally, on key new business opportunities & challenging renewals
Act as a leader for Commercial Lines in Finland
Develop teamwork, engagement and commitment
Contribute to creating an attractive and exciting work environment on the Finish market
Qualifications
Qualifications
Experience:
At least 5+ years relevant experience on the Finland insurance market
Strong track record in Underwriting (processes, tools, referrals, working etc.)
Recognized expertise in P&C lines
Experience of being exposed to senior leadership
Experience of multinational and matrixed organisations
Experience in hiring, developing people and managing performance
Strong team-working and team-leading experience
Knowledge & Qualifications:
University degree in insurance, actuary, engineering, or business preferred
Very strong leadership, executive presence
People management skills, including managing managers and managing team dynamics
Strong analytical skills, ability to structure and report information efficiently
Ability to flex communication style and adjust to various groups and functions
Excellent interpersonal & communications skills
Ability to drive both strategy and execution
Performance management and team development capability
Finish and English fluent
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